About Home Loan

To make your home loan journey a smooth sail, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates.

Getting a home loan from Goldstarfinc is quick and easy. We offer higher eligibility and lower EMIs at attractive interest rates.

Moreover, application processing through our TABLET and Smart phone applications ensures faster approval of your home loan.

Home Loan offers are extended to selected existing customers of Goldstarfinc. Existing customers also get the benefit of reduced documentation.

Apply for loan

Get financing for whatever you need now

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

New Home

New Home Loan at basic interest rates from Goldstarfinc-Loan Company. You can apply online and check your eligibility and easy EMI. Fast Approval for your new home loan.

Home Conversion

A home conversion loan is a scheme for those who have already taken a housing loan. This loan follow some rules and regulations.It is a part of loan.

Land Purchase

Goldstarfinc Loan offers home loan for land purchase to make your dream home. You can compare home loan rates with our compare loan table. Apply online for Home Loan.

Home Renovation

Get instant approval for renovation your home. Goldstarfinc introduce home improvement loan. It is with basic rate and flexible EMI repayment.For more detail you can check our loan products.

Get financing for whatever you need now

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Features of Car Loan

All loans are not created equal, home loan has become a great option for people to use.

Salaried & Self Employed

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Loan For Agriculturists

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Home Loans For NRIs

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No Morgage

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Home Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a home loan.

Age

Maximum age of applicant at loan maturity: 70 years

Income

Minimum Net Monthly Income: Rs 15,000

Credit Rating

Credit scores are not required.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

You can apply Here.

Home loans can be used for almost any purpose, such as a car purchase, wedding or consolidation of other credit commitments.

They cannot be used for:

  • Business or investment purposes
  • Bridging loans
  • Mortgage deposits
  • Speculative reasons
  • Purchasing or retaining an interest in land

Our Soft quote allows you to find out what rate we’d offer you, if we were to accept you. We’ll also tell you how much the loan will cost you, and what your monthly repayments will be. Getting a soft quote leaves a mark on your credit file that only you and Nationwide can see. You can do as many of these quotes as you like.

Eligibility criteria:

  • All applicants must be aged 18 to 79
  • Have a net monthly income of £700+ (sole, or joint combined if applying for a joint loan)
  • Have the right to live and work in the UK for the term of the loan. (Applications from the Channel Islands and Isle of Man are not accepted)
  • No applicant has missed 3 or more credit commitments within the last 12 months
  • No applicant is currently declared bankrupt, has a CCJ (Country Court Judgement) against their name or be subject to an IVA (Individual Voluntary Arrangement)
  • If self-employed, you need to be able to prove a minimum of 1 year’s income. You can do this with an accountant’s certificate, HMRC online tax calculation or SA302 form.
  • For all joint applications both applicants must reside in the same address

Loans are available between 1 and 7 years.

Get a Quote

Now apply for a Car Loan online, All you need to do is provide your details below application form.